Florida Insurance Claims Attorney

Representing Clients Throughout Palm Beach County and Beyond

When disaster strikes in Florida, whether it's because of a hurricane, fire, flood, or other unforeseen events, the next step often involves filing an insurance claim. However, insurance companies don't always make this process easy for policyholders. Many people are left struggling with claim denials, delays, or underpayment. If you're facing challenges with your insurance claim, our Florida insurance claims lawyer can help you navigate the complexities and fight for the compensation you rightfully deserve.

Call Chad J. Robinson, PLLC today at (561) 564-0233 or contact us online to schedule a consultation with our insurance claims lawyer in Florida.

What to Expect When Filing an Insurance Claim in Florida

Filing an insurance claim can be very overwhelming, particularly when you're dealing with property damage or personal loss. The process generally starts with notifying your insurance provider of the damage as soon as possible. You'll be required to provide details of the incident, photos, and an estimate of the damages.

Once the claim is presented, an adjuster will visit your property to assess the damage. They are hired by the insurance company, which means they may prioritize minimizing the payout to save the insurer money. After their evaluation, the insurance company will issue a settlement offer based on their findings.

In many cases, the initial offer may not reflect the full extent of your damages. This is where complications often arise. It's important to be prepared for the possibility that your claim could be delayed, underpaid, or even denied.

Having our experienced Florida insurance claims lawyer by your side can ensure that your interests are safeguarded from the outset. You should be informed about your rights under your policy and the applicable state laws that protect policyholders in Florida.

What to Do if Your Claim is Denied

There are several steps you can take if your insurance claim is denied.

• Review the Denial Letter: Understand why your claim was denied. Insurance companies are required to deliver a reason for the denial, which could be due to issues such as policy exclusions, missed deadlines, or disputes over the cause of the damage.
• Check Your Policy: Carefully examine your insurance policy to determine whether the denial was justified. Sometimes, insurance companies rely on vague or ambiguous policy language to deny claims.
• Gather Evidence: If the denial was based on a lack of evidence, gather additional documentation to support your claim. This might include further photographs, contractor estimates, or witness statements.
• Dispute the Denial: You have the right to refute a denied claim. This often involves writing an appeal letter to the insurance company, providing further evidence, and requesting that they reconsider their decision.
• Consult an Insurance Claims Attorney: If you're unsure how to move forward or feel that the denial was unjust, working with an attorney is a crucial next step.

How Our Insurance Claims Lawyer Can Help You

We can assist you by:

• Claim Filing Assistance: If you're just starting the process of filing a claim, we can help ensure that your documentation is thorough and accurate, reducing the chances of your claim being postponed or denied.
• Negotiating with the Insurance Company: If your claim has been underpaid or delayed, we can negotiate on your behalf to secure the compensation you're entitled to. Insurance companies often respond differently when they know you're represented by an attorney who understands the tactics they use to minimize claims.
• Handling Denied Claims: If your claim has already been denied, we can challenge the denial and work to overturn the decision. This might involve collecting additional evidence, engaging with third-party experts, or taking legal action if necessary.
• Litigation Support: In instances where the insurance company refuses to act in good faith, litigation may be required. We have the resources and expertise to take your case to court and fight for your rights as a policyholder.
• Understanding Florida Insurance Laws: Florida has specific statutes governing insurance claims, particularly when it comes to natural disasters like hurricanes. We stays up-to-date on all relevant laws to ensure that your claim is handled in compliance with state regulations.